Overdraft protection, in your marriage is when you have made more deposits than you have withdrawn. So you are never overdrawn.
Overdraft protection, in a bank is a service provided by your bank that ensures your transactions are covered if you have insufficient funds in your checking account. The bank will automatically move funds you have available in another linked account to the overdrawn account.
In this episode of 5 min Fridays with coach Myrna, I share why it is necessary to have both.
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Overdraft protection when you are running on empty
Have you ever driven on empty with the gas light on and praying that you can get to your destination before your car runs out of gas?
Or have you ever been in line at the grocery store and praying that when you give your card it would not say declined and you would have to put stuff back while the people in the line judge you?
If you had, overdraft protection, or a spare gas tank, then you won’t have to worry.
That is why compassionate banks give you $100 overdraft protection when you open a bank account. To cover you on the days you need a little help.
That is why luxury cars manufactures build in a second tank because a lot of unconscious people go out and buy luxury cars and can’t afford gas for these cars. You don’t have to pray any more for your gas to get you to your destination, unless it is the second tank running on empty.
But today I want to talk about overdraft protection in your marriage or significant relationships.
Why is overdraft protection necessary in your marriage?
In my first marriage a family member got up and made a toast at my wedding that went like this.
“May your marriage never be overdrawn. May you always put in more than you draw out”
That is the foundation of the, overdraft protection marriage, to give you something when you are in overdraft. When you are attempting to take out money you did not put in.
It works the same way in your marriage. You can’t withdraw what you didn’t put in.
In the banking system you put in money, but what do you put in your marriage? I am glad you asked. Here is the best marriage advice I can give you.
Know the, 5 love languages. One of them is, acts of service.
Acts of service, fill up your marriage tank.
Acts of service is your overdraft protection marriage
I hear men taking about washing their wife’s cars and always making sure her car is filled up with gas. That is filling up your marriage account.
Women acts of service could be as simple as taking care of the home, so your man doesn’t have to worry about it.
Regardless of what, acts of service, you deposit into to, marriage bank account, you know when that account is in overdraft.
When you ask your husband to do something he always did before and he says NO, you are in overdraft. That means you have been asking favors and not doing anything for him or so he feels. Because unlike money in the bank which is either there or not some people take things for granted and you could be making deposits and they don’t even recognize or acknowledge them.
For example, when a man gets home, dinner is always ready and yet he would tell you, you do nothing for him!
Appreciation build up your marriage account
Or a wife would bash her husband in front of her friends for something insignificant, but do not acknowledge that he is the one working and supporting the family. That is why men need us to show appreciation, because most of them are taken for granted.
So, for your deposit to count in your, marriage bank account, make sure that your partner says something like “Thank you baby this means so much to me” If not your account will go into overdraft and be in trouble.
What happens if you don’t cover your overdraft at the Bank? They close your account and that is what happens when you stay overdraft in your marriage, it ends in divorce.
One of my favorite movies is Erin Brockovich to illustrate, acts of service. One of the scenes in the movie was her man sitting on the bed holding a pair of earrings. He says you know what I bought these earrings and I said you know what when Erin says something nice to me, I'm gonna give her these earrings he says you know what Erin that was six months ago. Erin was in overdraft. She had no, overdraft protection, because she did nothing for the past 6 months that he considered nice.
When we get too much in overdraft our account gets closed
She was big time in overdrive because she was taking her man for granted. Remember the story, he was looking after her kids, he was doing all these nice things for her and she was all focused on winning her case. After all she had 400 clients. We are all like Erin, we get so focused on doing that we forget our loved ones, forget to do something nice, forget to say something nice, and then our marriage bank account becomes empty and what did the guy do? He put those earring down and he walked out. You don't want that, so be mindful of your marriage bank account.
Thanks for tuning into this week episode of 5 min Fridays with coach Myrna.